Human Resources

Group and Optional Life Insurance

Life Insurance

Willamette University provides basic Group Term Life Insurance through Guardian for all eligible employees up to two (2) times the employee’s annual salary, to a maximum of $1,000,000 (amounts over $600,000 are subject to Evidence of Insurability). Eligible employees work a minimum of 30 hours per week, or are otherwise a .75 FTE employee; employees are covered beginning the first day of the month after their start date.

Accidental Death & Dismemberment Insurance

Willamette University provides Accidental Death and Dismemberment coverage for all eligible employees equal to one (1) times the employee’s elected life benefits. These benefits are paid in the event of accidental death or dismemberment. Employees are covered the beginning the first day of the month after their start date; eligible employees work a minimum of 30 hours per week, or are otherwise a .75 FTE employee.

Voluntary Life and AD&D Insurance

Eligible employees may purchase additional Voluntary Life Insurance of up to five (5) times the employee’s annual salary, with a maximum of $600,000. Voluntary Life Insurance also allows for coverage of an employee’s spouse/domestic partner and eligible dependent children. Spousal coverage is to a maximum of $250,000; dependent child coverage is to a maximum of $10,000. For new employees, there is a guarantee issue of coverage up to $300,000 per employee, $20,000 for a spouse, and $10,000 for dependent children (amounts over guarantee issue are subject to Evidence of Insurability). Voluntary Life Insurance coverage comes with included Accidental Death and Dismemberment coverage for employee, spouse/domestic partner, and eligible children up to one (1) times the elected life benefits.

Benefits are paid based on the terms and conditions of the Summary Plan Description (SPD).

Employees may download the Life Benefit Summary, life insurance information and buying tips, and the Voluntary Life Insurance Enrollment form by clicking the links to the right. Visit Guardian's Website for more information.