Willamette offers a deferred payment program through Tuition Management Systems (TMS), a third party service provider. This interest-free payment plan offers students a program through which educational expenses for the year can be spread out over 8, 10 or 12 months. This monthly payment plan option has a $75 application fee for the year. Under this plan you divide your net expenses for the entire year by 8, 10 or 12 to determine your monthly payment. If you enroll in the payment plan please remember to compare your calculated budget to your actual account balance. Please call TMS at 1-800-722-4867 or visit their website at www.afford.com for more information. If you need help determining your payment plan budget, please contact the Student Accounts Office at (503) 375-5308.