Willamette University provides Long-Term Disability (LTD) insurance through Guardian. The group Long Term Disability (LTD) insurance is designed to replace a substantial part of lost income in the event of total disability.
Resources
- What is covered in my Long-Term Disability (LTD) Insurance?
- Certificate of Coverage AD&D, Optional Life, LTD, Life, Voluntary AD&D
- LTD Claim Packet
Benefits begin after 90 days of disability or the exhaustion of sick leave, whichever is latest. The plan pays 60% of the employee's salary up to $6,000 per month. Benefits will be reduced by payments received under Workers' Compensation and/or Social Security laws. The University pays the entire cost of this coverage and is automatic for all eligible employees who are .75 annualized FTE or greater.