Insurance Requirements - International students and scholars
International students and scholars, including J-2 or F-2 family members, are required to have health insurance. Good health insurance helps protect your ability to continue your study by helping cover the cost of health care in the US.
Willamette University (WU) provides a health insurance plan. (Note, there is no coverage for adults for routine dental care on this plan.)
You and your dependents are automatically enrolled.
It is reasonably priced for the high level of coverage it provides.
- Meets the U.S. Affordable Care Act requirements.
- Meets "J" visa health insurance requirements, including medical evacuation and repatriation of remains.
Enrollment & billing are done via the Office of International Education.
- Enrollment is based on an annual period. Cost is billed to you in two pieces: once at the beginning of each semester. See the COST table below for details. If you receive a waiver, the cost will be removed.
- Scholars (non-student "J" visa-holders and dependents) are billed once via invoice for the entire cost of their coverage.
- Even with insurance, there are some costs that you have to pay in addition to the enrollment cost. However, with insurance, you are less likely to have medical costs that would prevent you from continuing to study.
2017/2018 PacificSource Student Health Plan
|Student||$ 1,760*||$ 769*||$ 991*|
|Spouse**||$ 1,660||$ 719||$ 941|
|each Child**||$ 1,660||$ 719||$ 941|
|** Dependents can only enroll if student/scholar is also enrolled.|
|* Administrative fee of $50 per semester included.|
Enrollment Application & Waiver Request
At the START of each academic year, complete the current Health Insurance Enrollment & Waiver Request Form. This process cannot be done online.
Option A: Enroll in the insurance
TO DO: Complete the "Enroll" section. This information helps us enroll you more quickly. We will contact the insurance company to tell you them you are enrolling.
ID cards will be available online. You will receive a notice via email when it is available.
Option B: Waive (decline) the university insurance
What it is: If you BRING HEALTH INSURANCE coverage with you, you have one chance each academic year to ask if your insurance is eligible to replace the university's student insurance for that academic year. This is called a waiver. Requesting a waiver does not guarantee you will receive a waiver. GO TO WAIVE INSURANCE. Use the Health Insurance Enrollment & Waiver Request Form.Waiver Request Deadlines:
September 11, 2017 (academic year or fall only)
January 29, 2018 (if your first semester at WU is spring 2018)
NOTE: Insurance does not cover the cost of healthcare expenses at 100%. You pay the cost of the insurance plus you will pay the healthcare provider for anything that the insurance does not cover. These balances are called: co-pay, deductible, coinsurance, non-covered or excluded costs, etc. Purchasing insurance is a cost IN ADDITION to any of these balances after insurance pays for healthcare costs.